Retail Asset Securitisation Record Volume of ₹72,000 crore

Outlook

The main reason for the spurt in the securitisation market was driven by issuances from few large originators, as can be seen from the overall volume for H1FY25 touching around ₹1.2 lakh crore. CareEdge Ratings anticipates that the festive season could boost credit offtake. The expectation of softening in the monetary policy in Q3FY25 as well as the renewed interest from mutual fund houses could drive the securitisation market even further. CareEdge Ratings projects that the overall market volume will grow by at least 15% in FY25 compared to FY24, estimating it to reach at least ₹2,35,000 crore. The geopolitical turmoil in the middle east and Ukraine could dampen growth, in turn having a knock-on effect on the securitisation volume.

Retail_Asset_Securitisation_-_Record_Volume_of_rupees_72,000_crore_in_Q2FY25