The non-performing assets (NPAs) ratio in the micro, small and medium enterprises (MSME) segment rose to 12.8% in June 2020, from 11.4% in June 2019, TransUnion Cibil said in the October 2020 edition of its MSME Pulse report. It also said disbursements to small enterprises picked up pace after the government had announced the Emergency Credit Line Guarantee Scheme (ECLGS), with state-owned banks ramping up disbursements to 2.6 times the levels seen in February. Private banks’ MSME NPA ratio increased to 5.8% in June 2020 from 4.6% in June 2019. For public sector banks, the ratio rose to 18.6% in June 2020 from 17.5% in the same month last year. Non-banking financial companies (NBFCs) witnessed the most significant increase in NPA ratio – to 9.7% in June 2020 from 5.8% in June 2019.